University Systems of Georgia

University Systems of Georgia

Click Here to Enroll in The USG Legal Plan
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To enroll in The USG Legal Plan, please contact your HR administrator. 

Questions? Contact Us.
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We’re here when you need us.

 

Enrollment Questions:

To learn more about The USG Legal Plan and the legal benefits you will get,

   Call us at: 1(800) 248-9000.

 

   Or message us by clicking here.

 

Member Services:

   Call us at: 1(888) 416-4313.

 

   Or message us by clicking here.

Welcome

Benefits Proudly Offered to University Systems of Georgia Employees

The USG Legal Plan

Be fully prepared and confident

 with The USG Legal Plan

Learn about legal insurance, a smart option for your protection.

Product Presented By: Nationwide®      Product Administered By: LegalEASE

 

The USG Legal Plan can help ease the two biggest stresses -finding and paying for an attorney.

Nobody likes to be caught off guard, especially when it comes to legal matters. Life can be complicated. Finding a good attorney doesn’t have to be. With The USG Legal Plan, it’s easy to choose the best attorney, because you get assistance from highly trained and qualified personal specialists who review the details of local attorneys and help you find your best source for legal advice. Being a USG Legal Plan member saves you time and costly legal fees. But most importantly, it gives you confidence and provides coverage for common legal matters.

With The USG Legal plan, you get:

  • An attorney with expertise specific to your legal matter
  • Access to a national network of attorneys with exceptional experience that are matched to meet your needs
  • Coverage for in and out-of-network
  • Concierge help finding a better attorney and navigating common individual or family legal issues
  • Hours of financial counseling and coaching

We all make some sort of plan in life. But have you ever considered the possibility of a legal problem?

You've graduated from college and are planning for your future - where to get hired, which company will put you on the path to success. Whether to be single or date or settle down, and with the right person. Legal problems can be unexpected and interrupt your plans. The USG Legal Plan provides coverage for your specific legal matter so you won't be caught off guard.

Protect your family’s future, with The USG Legal Plan.

You work hard to make the right choices for your loved ones, especially when it comes to legal and financial matters. Get the peace of mind you want and the protection you need with The USG Legal Plan. The USG Legal Plan offers valuable benefits to shield your family and savings from unexpected legal issues.                              

According to the American Bar Association, more than 70 percent of U.S. households will have the need for a lawyer in the next 12 months. And the same study found most consumers feel uncertain about how to tell a good lawyer from a bad one. With The USG Legal Plan you have access to a national network of credentialed attorneys and the help you need to find the best attorney for your legal matter with its concierge service.

Coverage

The value of The USG Legal Plan.

Being a USG Legal Plan member saves you time and costly legal fees. But most importantly, it gives you confidence and provides coverage for:
  • Home and Residential
  • Financial and Money Matters
  • Consumer
  • Auto and Driving
  • Family and Personal 
  • Civil Lawsuits
  • Estate planning and wills

The USG Legal Plan Coverage

Benefits are designed to meet the typical needs of an employee and their family. There are no deductibles to worry about for covered services. Benefits cover the attorney’s time. Other costs such as filing fees or court costs are not covered. Listed below are the types of matters that are covered by The USG Legal Plan.  This plan offers the convenience of in-network and out-of-network benefits. Many of the below areas are fully covered in-network.

Plan Cost

The USG Legal Plan is only $16.96 monthly, via payroll deduction.

Who's Covered?

The Member’s spouse and Member’s unmarried dependent children, including stepchildren, legally adopted children, children placed in the home for adoption and foster children, up to the end of the month of the child’s 26th birthday, who are primarily dependent upon the Member for support.

 

PLAN COVERAGE COMPARED TO COSTS WITHOUT PLAN

ADVICE AND CONSULTATION

 USG LEGAL PLAN COVERAGE

TYPICAL COSTS WITHOUT PLAN

LAW OFFICE CONSULTATION1

COVERED

$0 TO $400

TELEPHONE CONSULTATION

COVERED

$0 TO $400

REVIEW OF SIMPLE DOCUMENTS1

COVERED

$50 TO $400

CONSUMER

USG LEGAL PLAN COVERAGE

TYPICAL COSTS WITHOUT PLAN

DOCUMENT PREPARATION:

  SIMPLE DEED

  PROMISSORY NOTE

  CONSUMER DISPUTE CORRESPONDENCE

  INSTALLMENT SALES AGREEMENT

  SIMPLE AFFIDAVIT

  GENERAL POWER OF ATTORNEY:

    MEMBER & FAMILY MEMBER

  LEASE AGREEMENT - TENANT ONLY

  TIME SHARE AGREEMENT

COVERED

$75 TO $250

CONSUMER DISPUTE2

COVERED

$200 TO $1,000

SMALL CLAIMS COURT REPRESENTATION1

FULLY COVERED UP TO 2 HOURS WITH REMAINDER AT 25% DISCOUNT

$300 TO $800

MAIL ORDER OR INTERNET PURCHASE DISPUTE1

FULLY COVERED UP TO 5 HOURS WITH REMAINDER AT 25% DISCOUNT $300 TO $500

BANK FEE DISPUTE1

FULLY COVERED UP TO 5 HOURS WITH REMAINDER AT 25% DISCOUNT $300 TO $500

FIRST-TIME VEHICLE BUYER1

FULLY COVERED UP TO 5 HOURS WITH REMAINDER AT 25% DISCOUNT $300 TO $500

VEHICLE REPAIR AND LEMON LAW LITIGATION1

FULLY COVERED UP TO 5 HOURS WITH REMAINDER AT 25% DISCOUNT $300 TO $500

CELL PHONE CONTRACT DISPUTE:

CONTRACT REVIEW UP TO 6 PAGES1

REPRESENTATION1

FULLY COVERED UP TO 5 HOURS WITH REMAINDER AT 25% DISCOUNT $300 TO $500

WARRANTY DISPUTE:

WARRANTY REVIEW UP TO 6 PAGES1

REPRESENTATION1

FULLY COVERED UP TO 5 HOURS WITH REMAINDER AT 25% DISCOUNT $300 TO $500

HEALTHCARE COVERAGE DISPUTES AND RECORDS1

FULLY COVERED UP TO 5 HOURS WITH REMAINDER AT 25% DISCOUNT $300 TO $500

IDENTITY THEFT DEFENSE2

COVERED $300 TO $500

WILLS AND ESTATE

USG LEGAL PLAN COVERAGE

TYPICAL COSTS WITHOUT PLAN

SIMPLE WILL OR CODICIL FOR:

MEMBER, SPOUSE & FAMILY MEMBER

COVERED

$150 TO $500

COMPLEX WILL1

25% DISCOUNT $150 TO $900

LIVING WILL OR

HEALTH CARE POWER OF ATTORNEY

COVERED

$75 TO $250

LIVING TRUST DOCUMENT

COVERED $1,200 TO $2,000

PROBATE OF SMALL ESTATE1

FULLY COVERED UP TO 2 HOURS WITH REMAINDER AT 25% DISCOUNT

$300 TO $1200

HOME

USG LEGAL PLAN COVERAGE

TYPICAL COSTS WITHOUT PLAN

PURCHASE OF PRIMARY RESIDENCE

COVERED

$350 TO $900

SALE OF PRIMARY RESIDENCE

COVERED $350 TO $900

REFINANCING OF PRIMARY RESIDENCE

COVERED

$350 TO $900

VACATION OR INVESTMENT HOME

SALE/PURCHASE/REFINANCING

COVERED $350 TO $900

TENANT DISPUTES2

COVERED

$500 TO $2,000

TENANT SECURITY DEPOSIT DISPUTE2

COVERED $500 TO $2,000

LANDLORD DISPUTE WITH TENANT1

FULLY COVERED UP TO 10 HOURS WITH REMAINDER AT 25% DISCOUNT $500 TO $2,000

SECURITY DEPOSIT DISPUTE WITH TENANT1

FULLY COVERED UP TO 10 HOURS WITH REMAINDER AT 25% DISCOUNT $500 TO $2,000

CONSTRUCTION DEFECT DISPUTE2

COVERED $500 TO $2,000

NEIGHBOR DISPUTE2

COVERED $500 TO $2,000

NOISE REDUCTION DISPUTE2

COVERED $500 TO $2,000

FINANCIAL

USG LEGAL PLAN COVERAGE

TYPICAL COSTS WITHOUT PLAN

DEBT COLLECTION DEFENSE: PRE-LITIGATION DEFENSE2

COVERED

$500

DEBT COLLECTION DEFENSE: TRIAL DEFENSE2

COVERED

$2,000

BANKRUPTCY, CHAPTER 7 OR 132

COVERED $1,200 TO $3,000

FORECLOSURE2

COVERED

$1,500

TAX AUDIT2

COVERED $2,000 AND ABOVE

STUDENT LOAN REFINANCING/COLLECTION DEFENSE1

FULLY COVERED UP TO 7 HOURS WITH REMAINDER AT 25% DISCOUNT $1,200 TO $3,000

CIVIL

USG LEGAL PLAN COVERAGE

TYPICAL COSTS WITHOUT PLAN

CIVIL LITIGATION DEFENSE2

COVERED

$1,500 AND ABOVE

INCOMPETENCY DEFENSE2

COVERED $1,500 AND ABOVE

FAMILY

USG LEGAL PLAN COVERAGE

TYPICAL COSTS WITHOUT  PLAN

UNCONTESTED SEPARATION1

FULLY COVERED UP TO 10 HOURS WITH REMAINDER AT 25% DISCOUNT $800

CONSENT/DEFAULT DIVORCE1

FULLY COVERED UP TO 10 HOURS WITH REMAINDER AT 25% DISCOUNT $500 TO $1,500

UNCONTESTED DIVORCE1

FULLY COVERED UP TO 10 HOURS WITH REMAINDER AT 25% DISCOUNT $800 TO $1,500

CONTESTED DIVORCE1,2

FULLY COVERED UP TO 28.5 HOURS WITH REMAINDER AT 25% DISCOUNT $1,500 AND ABOVE

PRENUPTIAL AGREEMENT

COVERED $500 TO $1,500

NAME CHANGE

COVERED

$150 TO $400

GUARDIANSHIP/CONSERVATORSHIP1,2

UNCONTESTED: COVERED

CONTESTED: COVERED

$500 TO $1,500

GOVERNMENTAL AGENCY ADOPTIONS2

UNCONTESTED: COVERED

CONTESTED: COVERED

$500 TO $1,500

STEPPARENT ADOPTIONS1,2

UNCONTESTED: COVERED

CONTESTED: COVERED

$500 TO $1,500

JUVENILE COURT PROCEEDINGS2

COVERED

$1,000 TO $2,500

CRIMINAL

USG LEGAL PLAN COVERAGE

TYPICAL COSTS WITHOUT PLAN

TRAFFIC TICKET1

COVERED $500 TO $1,500

SERIOUS TRAFFIC MATTERS (RESULTING IN SUSPENSION OR REVOCATION OF LICENSE)

COVERED

$500 TO $1,500

ADMINISTRATIVE PROCEEDING (REGARDING SUSPENSION OR REVOCATION OF LICENSE)

COVERED

$500 TO $1,500

MISDEMEANOR DEFENSE2

COVERED

$1,500 TO $5,000

ADDITIONAL BENEFITS

USG LEGAL PLAN COVERAGE

TYPICAL COSTS WITHOUT PLAN

IDENTITY THEFT RECOVERY COACHING1

COVERED

NOT APPLICABLE

FINANCIAL ADVISOR1

COVERED

NOT APPLICABLE

MEDIATION1

COVERED

NOT APPLICABLE

1Some limitations may apply.

2Subject to managed case rules.

Managed Case Rules require the following:

  1. Member and/or Covered Family Member must secure a confirmation letter from the Member Service Center prior to proceeding with an attorney.
  2. The attorney must provide a written estimate of fees reflecting his or her best judgment as to the likely conduct of the case.
  3. We will set a maximum attorney fee that takes into account the reasonable level of reimbursement of the proceeding and the proposed litigation strategy. Fees as a result of services in excess of the maximum attorney fee are the responsibility of the Member and/or Covered Family Member.

 

Exclusions

This Policy excludes benefits for the following:

Appellate court proceedings, class actions, interventions, derivative action and amicus curiae filings.
 
The preparation and filing of individual, partnership or estate tax returns, appellate or administrative proceedings related to tax returns, litigation before the U.S. Tax Court, U.S. Court of Claims or any other federal, state or other courts with respect to tax matters.
 
Matters relating to securities, trademark or patent matters; business or commercial interests, including, but not limited to, professional, partnership and/or corporate matters; matters involving the law or laws of jurisdictions other than the United States and its territories except as specifically described under Covered Services; any matters involving a government (domestic or foreign) entity or agency except as specifically described under Covered Services; farm related issues; matters involving commercial or rental property transactions, including the purchase, sale or lease of investment or income-producing property.
 
Legal services that are fully paid for or provided at no cost by any governmental agency, organization or insurance company.
 
Matters that the attorney deems frivolous, spurious, harassing, or unethical (collectively referred to as “frivolous”) or otherwise prohibited by the Model Rules of Professional Conduct of the state in which the attorney is licensed.
 
Costs associated with covered legal services, including but not limited to, all fines, court costs, penalties, sanctions, expert witness fees, bonds, bail bonds, attorney fees, exhibits, deposition costs, filing fees, transcripts, postage, telephone, photocopying, recording fees, messengers, judgments, jury fees, court reporter fees, investigative costs and all other incidental and out-of-pocket legal and litigation costs.
 
Any services on behalf of a Covered Family Member against the interests of the Member.
 
Any employment-related matter. This includes, but is not limited to, any dispute involving the Member’s employer or its affiliates, their officers or directors, the Member’s employee benefit plans, credit unions, programs or arrangements sponsored by an employer, or cases involving workers’ compensation, unemployment compensation, sex harassment, age discrimination, etc.
 
Any dispute or proceeding against the following persons or entities, their officers, directors, employees, or agents: any person or entity involved in the sale, marketing, administration or other processes related to this Policy; Legal Plan Administrator or its subsidiaries; Claims Administrator or its subsidiaries; Policyholder; Member’s employer; Nationwide Mutual Insurance Company and it’s parents, subsidiaries or any affiliated or successor company, plan underwriter or reinsurer; Plan Sponsor; or any Participating and/or Non-Participating Attorney, if the dispute or proceeding pertains to services provided under the Policy.
 
The Policy will not provide benefits in connection with pre-existing matters, which includes any matter where the Member and/or Covered Family Member is on notice as to a pending legal dispute or has previously contacted an attorney, except when prior coverage under another Legal Plan provided by the Policyholder can be demonstrated.
 
Where there are specific hours or dollar amounts provide in this Policy, or where a maximum is set under the Managed Case Rules, the Member will be responsible for all attorney fees incurred over the maximum. Additional exclusions related to each benefit are included in the Covered Services.

 

Network

About the Network of Attorneys
When going in for surgery, you don’t want a surgeon that has a poor track record or only a couple years experience. We feel that a legal need is just as important.
 
Help Focus Infrastructure
When it comes to finding an attorney, an employee can waste days looking for the right one, even with a legal plan. Our process has a Help Focus Infrastructure. We focus on our relationships with our Providers to help us help your employees, faster. Our Attorney Match Technology and dialogue with attorneys and members ensures the right help the first time. Matching an employee to the right help expedites solutions while saving time and stress.
 
Standards and Qualifications
The credentialing standards that we utilize to vet our providers is the most stringent in the country. We focus on years of experience, as well as insurance and discipline, as well as penalty of perjury submissions with extensive back ground checks.
 
Under the Provider Network, your employees will receive legal help from professionals with many of these service characteristics:
  • Experience in the Legal Matter Needed
  • Quality Time Spent in Consultations
  • Years of Legal Training and Experience
  • Up-to-date Legal Training Each Year
  • Lawyers Who are Service-Oriented
  • Lawyers Who Have a Solid Local Reputation in their Communities
  • Exceptional Backgrounds
  • Years of Courtroom and Trial Experience
Provider Standards of Care
The Network Provider shall strive to provide the highest quality of legal representation and service to Plan Members.
 
Plan Providers agree to the following:
  • To comply at all times with the Rules of Civil Procedure and Criminal Procedure and the Rules of Professional Conduct applicable to the jurisdiction.
  • To return member's calls promptly, within one business day, and communicate with members such that a member and the member's family do not voice substantiated concerns over promptness or frequency of your or your firm's communication.
  • To not enter continuances, adjournments, or the like without the member's comfort and consent.
  • To not arrange for substitutions or stand-ins unless the member has been previously advised and that the member understands that you remain responsible for the case and to contact you if there is any concern or if proceedings do not go as planned.
  • To always respect a member, their needs and family.
  • To maintain a professional office, in staffing and appearance.
  • To fully explain yourself such that a member has an understanding for the reasons behind your recommendations and suggestions, even if a member may not hire your firm.
  • To not complete any additional work that will result in a fee to the member, where not covered by the member's plan, until a fee arrangement is fully understood by the member and there is a written agreement.
  • To help each member individually and ensure that everything you do is in the interest of the member.
  • To notify LegalEASE if there is or may be the possibility of a conflict of interest or violation of ethical codes.
  • To notify LegalEASE if there may be a misunderstanding or potential service issue where there may be a complaint without breaking any client confidences.
  • To direct any grievances or concerns, such as process procedure or billing, to Legal Access and not a member.
  • To not refer any member to another attorney without the knowledge and consent of Legal Access if you cannot assist.
  • To take responsibility and uphold the highest standards of customer service delivered by any and all firm staff or employees that have interaction with members.
  • To communicate and cooperate with LegalEASE on any concern, inquiry or issue and return any communication from Legal Access within one business day.

About

A legal plan backed by a strong partnership.

We believe you deserve to feel prepared and confident when facing a legal matter. Through a strong partnership, Nationwide and LegalEASE offer The USG Legal Plan, a robust product offering that protects members when it matters most. How we do it is by providing an in-depth pool of resources to accommodate your legal needs. What we do is provide value by creating unparalleled access to a network of skilled attorneys to cover your legal needs with options in convenient plans.
 
For more than 40 years, LegalEASE has established one of the oldest and most comprehensive networks of attorneys in the legal industry. With more than 17,000 participating plan attorneys, LegalEASE specializes in matching attorneys specific to client needs, when it matters most. For more information, visit LegalEASE.
 
Nationwide partnered with LegalEASE to provide members with solutions that offer support and protection from unexpected legal issues. At Nationwide, we put our members first, because we don't have shareholders. 
 
Nationwide Mutual Insurance Company, a Fortune 100 company based in Columbus, Ohio, is one of the largest and strongest diversified insurance and financial services organizations in the U.S. and is rated A+ by both A.M. Best and Standard & Poor’s. The company provides a full range of insurance and financial services, including auto, commercial, homeowners and life insurance; public and private sector retirement plans, annuities and mutual funds; banking and mortgages; specialty health; pet, motorcycle, boat and farm insurance. For more information, visit Nationwide.com.