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Click Here to Enroll in the LegalGUARD Plan
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To enroll in the LegalGUARD Plan, visit https://pmg.mybenefits.teamcreativa.com/

Questions? Contact Us.
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We’re here when you need us.

 

Enrollment Questions:

To learn more about LegalGUARD and the legal benefits you will get,

   Call us at: 1(800) 248-9000.

 

   Or message us by clicking here.

 

Member Services:

   Call us at: 1(888) 416-4313.

 

   Or message us by clicking here.

Welcome

Benefits Proudly Offered to Change Healthcare Practice Management Solutions Group, Inc. Employees

 

Be fully prepared and confident

 with LegalEASE

Learn about legal benefits, a smart option for your protection.

Product Administered By: LegalEASE

We all make some sort of plan in life. But have you ever considered the possibility of a legal problem?

You've graduated from college and are planning for your future - where to get hired, which company will put you on the path to success. Whether to be single or date or settle down, and with the right person. Legal problems can be unexpected and interrupt your plans. LegalEASE provides coverage for your specific legal matter so you won't be caught off guard.

Protect your family’s future, with LegalEASE.

You work hard to make the right choices for your loved ones, especially when it comes to legal and financial matters. Get the peace of mind you want and the protection you need with a LegalEASE Plan. LegalEASE offers valuable benefits to shield your family and savings from unexpected legal issues.                              

According to the American Bar Association, more than 70 percent of U.S. households will have the need for a lawyer in the next 12 months. And the same study found most consumers feel uncertain about how to tell a good lawyer from a bad one. With LegalEASE you have access to a national network of credentialed attorneys and the help you need to find the best attorney for your legal matter with its concierge service.

Be fully prepared and confident with LegalEASE.

Nobody likes to be caught off guard, especially when it comes to legal matters. So how can you affordably protect you and your family from those unforeseen events? By becoming a LegalEASE member for less than a cup of coffee a day, your family and your wallet have the protection of the LegalEASE Plan. Life can be complicated. Finding a good attorney doesn’t have to be. With LegalEASE, it’s easy to choose the best attorney, because you get assistance from highly trained and qualified personal specialists who review the details of local attorneys and help you find your best source for legal advice. Being a LegalEASE member saves you time and costly legal fees. But most importantly, it gives you confidence and provides coverage for common legal matters.

With a LegalEASE plan, you get:

  • An attorney with expertise specific to your legal matter
  • Access to a national network of attorneys with exceptional experience that are matched to meet your needs
  • Coverage for in and out-of-network
  • Concierge help finding a better attorney and navigating common individual or family legal issues
  • Up to 10 hours of financial counseling per year

Coverage

The value of a LegalEASE Plan.

Being a LegalEASE member saves you time and costly legal fees. But most importantly, it gives you confidence and provides coverage for:
  • Home and Residential
  • Financial and Money Matters
  • Consumer
  • Auto and Driving
  • Family and Personal 
  • Civil Lawsuits
  • Estate planning and wills
  • Elder Law

LegalEASE Plan Coverage

Benefits are designed to meet the typical needs of an employee and their family. There are no deductibles to worry about for covered services. Benefits cover the attorney’s time. Other costs such as filing fees or court costs are not covered. Listed below are the types of matters that are covered by the LegalEASE Plan. This plan offers the convenience of in-network and out-of-network benefits. Many of the below areas are fully covered in-network.

Plan Cost

  • Option 1: LegalEASE (Family Coverage) is only $19.78 per month, via payroll deduction.
  • Option 2: LegalEASE (Family Coverage) and InfoArmor (Employee coverage) is only $26.63 per month, via payroll deduction.
  • Option 3: LegalEASE (Family Coverage) and InfoArmor (Employee plus spouse) is only $32.03 per month, via payroll deduction.

Who's Covered?

The Member, the Member’s spouse and Member’s unmarried dependent children, including stepchildren, legally adopted children, children placed in the home for adoption and foster children, up to age 19, and from age 19 up to 25 years if they are enrolled in an accredited school or college as full-time student(s) and are primarily dependent upon the Member for support.

 

Schedule of Benefits

ADVICE AND CONSULTATION

 LegalEASE Plan Coverage

Participating Attorney

LegalEASE  Coverage

Non-Participating Attorney

LAW OFFICE CONSULTATION1

COVERED

$0 TO $400

TELEPHONE CONSULTATION

COVERED

$0 TO $400

CONSUMER

 LegalEASE Plan Coverage

Participating Attorney

LegalEASE  Coverage

Non-Participating Attorney

DOCUMENT PREPARATION

SIMPLE DEED

PROMISSORY NOTE

CONSUMER DISPUTE CORRESPONDENCE

INSTALLMENT SALES AGREEMENT

SIMPLE AFFIDAVIT

GENERAL POWER OF ATTORNEY: MEMBER & FAMILY MEMBER

LEASE AGREEMENT – TENANT ONLY

TIME SHARE AGREEMENT

 

COVERED

 

 

$75 TO $250

$75 TO $250

$75 TO $250

$75 TO $250

$75 TO $250

$75 TO $250

$75 TO $250

$75 TO $250

CONSUMER DISPUTE2

COVERED

$200 TO $1,000

SMALL CLAIMS COURT REPRESENTATION1

COVERED UP TO 2 HOURS WITH REMAINDER AT 25% DISCOUNT

$300 TO $800

MAIL ORDER OR INTERNET PURCHASE DISPUTE1

COVERED UP TO 5 HOURS WITH REMAINDER AT 25% DISCOUNT $750 TO $1,500

BANK FEE DISPUTE1

COVERED UP TO 5 HOURS WITH REMAINDER AT 25% DISCOUNT $750 TO $1,500

FIRST-TIME VEHICLE BUYER1

COVERED UP TO 5 HOURS WITH REMAINDER AT 25% dISCOUNT $350 TO $1,000

VEHICLE REPAIR AND LEMON LAW LITIGATION1

COVERED UP TO 5 HOURS WITH REMAINDER AT 25% DISCOUNT $2,000 TO $5,000

CELL PHONE CONTRACT DISPUTE

CONTRACT REVIEW UP TO 6 PAGES1

REPRESENTATION1

COVERED UP TO 5 HOURS WITH REMAINDER AT 25% dISCOUNT $350 TO $500

WARRANTY DISPUTE

WARRANTY REVIEW UP TO 6 PAGES1

REPRESENTATION1

COVERED UP TO 5 HOURS WITH REMAINDER AT 25% DISCOUNT

$300 TO $700

$2,500 TO $5,000

WILLS AND ESTATE

 LegalEASE Plan Coverage

Participating Attorney

LegalEASE  Coverage

Non-Participating Attorney

SIMPLE WILL OR CODICIL FOR: MEMBER, SPOUSE & FAMILY MEMBER

COVERED

$150 TO $500

COMPLEX WILL

COVERED $150 TO $500

LIVING WILL OR

HEALTH CARE POWER OF ATTORNEY

COVERED

$75 TO $250

$75 TO $250

LIVING TRUST DOCUMENT

COVERED $1,200 TO $2,000

PROBATE OF SMALL ESTATE1

COVERED UP TO 2 HOURS WITH REMAINDER AT 25% DISCOUNT

$300 TO $1200

HOME

 LegalEASE Plan Coverage

Participating Attorney

LegalEASE  Coverage

Non-Participating Attorney

PURCHASE OF PRIMARY RESIDENCE

COVERED

$350 TO $900

SALE OF PRIMARY RESIDENCE

COVERED $350 TO $900

REFINANCING OF PRIMARY RESIDENCE

COVERED

$350 TO $900

VACATION OR INVESTMENT HOME

SALE/PURCHASE/REFINANCING

COVERED $250 TO $750

TENANT DISPUTES2

COVERED

$500 TO $2,000

FINANCIAL

 LegalEASE Plan Coverage

Participating Attorney

LegalEASE  Coverage

Non-Participating Attorney

DEBT COLLECTION DEFENSE: PRE-LITIGATION DEFENSE2

COVERED

$500

DEBT COLLECTION DEFENSE: TRIAL DEFENSE2

COVERED

$2,000

BANKRUPTCY, CHAPTER 7 OR 132

COVERED $1,200 TO $3,000

FORECLOSURE2

COVERED

$1,500

TAX AUDIT2

COVERED $2,000 AND ABOVE

CIVIL

 LegalEASE Plan Coverage

Participating Attorney

LegalEASE  Coverage

Non-Participating Attorney

CIVIL LITIGATION DEFENSE2

COVERED

$1,500 AND ABOVE

INCOMPETENCY DEFENSE2

COVERED $1,5000 AND ABOVE

FAMILY

 LegalEASE Plan Coverage

Participating Attorney

LegalEASE  Coverage

Non-Participating Attorney

UNCONTESTED SEPARATION1

COVERED UP TO 10 HOURS WITH REMAINDER AT 25% DISCOUNT $800

CONSENT/DEFAULT DIVORCE1COVERED

 UP TO 10 HOURS WITH REMAINDER AT 25% DISCOUNT $500 TO $1,500

UNCONTESTED DIVORCE1

COVERED UP TO 10 HOURS WITH REMAINDER AT 25% DISCOUNT $800 TO $1,500

CONTESTED DIVORCE1,2

COVERED UP TO 28.5 HOURS WITH REMAINDER AT 25% DISCOUNT $1,500 AND ABOVE

PRENUPTIAL AGREEMENT2

COVERED $250 TO $2,000

NAME CHANGE2

COVERED

$150 TO $400

GUARDIANSHIP/CONSERVATORSHIP2

COVERED

$500 TO $1,500

GOVERNMENTAL AGENCY ADOPTIONS2

COVERED

$500 TO $1,500

STEPPARENT ADOPTIONS2

COVERED

$500 TO $1,500

JUVENILE COURT PROCEEDINGS2

COVERED

$1,000 TO $2,500

CRIMINAL

  LegalEASE Plan Coverage

Participating Attorney

LegalEASE  Coverage

Non-Participating Attorney

TRAFFIC TICKET2

COVERED $100 TO $350

SERIOUS TRAFFIC MATTERS (RESULTING IN SUSPENSION OR REVOCATION OF LICENSE)2

COVERED

$500 TO $1,500

ADMINISTRATIVE PROCEEDING (REGARDING SUSPENSION OR REVOCATION OF LICENSE)2

COVERED

$500 TO $1,500

MISDEMEANOR DEFENSE2

COVERED

$1,500 TO $5,000

ADDITIONAL BENEFITS

 LegalEASE Plan Coverage

Participating Attorney

LegalEASE  Coverage

Non-Participating Attorney

ELDER LAW1

COVERED Not Applicable

IDENTITY THEFT RECOVERY COACHING1

COVERED

NOT APPLICABLE

FINANCIAL ADVISOR1

COVERED

NOT APPLICABLE

IMMIGRATION SERVICES1

COVERED

NOT APPLICABLE

MEDIATION1

COVERED

NOT APPLICABLE

1Some limitations may apply. 

2May be subject to Managed Case Rules.

To obtain benefits under the Managed Case Rules:

  1. Members and/or Covered Family Member must secure a confirmation letter from the Member Service Center prior to proceeding with an attorney.
  2. The attorney must provide a written estimate of fees reflecting his or her best judgment as to the likely conduct of the case.
  3. We will set a maximum attorney fee that takes into account the reasonable level of reimbursement for the proceeding and the proposed litigation strategy. Fees as a result of services in excess of the maximum attorney fee are the responsibility of the Member and/or Covered Family Member.

Identity

Protecting what matters most

At InfoArmor, our business is information security. We combine an unparalleled global research network with big data analysis, actionable intelligence and the very best in personalized service to meet our clients’ dynamic security needs. From employee to enterprise, InfoArmor is redefining how organizations fight fraud and combat an evolving threat landscape to mitigate risk on multiple levels.

PrivacyArmor® helps detect identity theft and minimize damages to personal and corporate assets by actively monitoring and notifying employees of suspicious activity. Our solutions include proactive alerts that notify on applications for: credit cards, wireless carriers, utility accounts and non-credit accounts. PrivacyArmor monitors high-risk identity activity such as password resets, fund transfers, unauthorized account access, compromised credentials, address changes and public record alerts.

Plan Cost

  • Option 1: LegalEASE (Family Coverage) is only $19.78 per month, via payroll deduction.
  • Option 2: LegalEASE (Family Coverage) and InfoArmor (Employee coverage) is only $26.63 per month, via payroll deduction.
  • Option 3: LegalEASE (Family Coverage) and InfoArmor (Employee plus spouse) is only $32.03 per month, via payroll deduction.

Who's Covered: Cost includes coverage for both the employee and spouse, if Option 3 is chosen. InfoArmor coverage may only be added to the LegalEASE Plan, not sold seperately.

Network

About the Network of Attorneys
When going in for surgery, you don’t want a surgeon that has a poor track record or only a couple years experience. We feel that a legal need is just as important.
 
Help Focus Infrastructure
When it comes to finding an attorney, an employee can waste days looking for the right one, even with a legal plan. Our process has a Help Focus Infrastructure. We focus on our relationships with our Providers to help us help your employees, faster. Our Attorney Match Technology and dialogue with attorneys and members ensures the right help the first time. Matching an employee to the right help expedites solutions while saving time and stress.
 
Standards and Qualifications
The credentialing standards that we utilize to vet our providers is the most stringent in the country. We focus on years of experience, as well as insurance and discipline, as well as penalty of perjury submissions with extensive back ground checks.
 
Under the Provider Network, your employees will receive legal help from professionals with many of these service characteristics:
  • Experience in the Legal Matter Needed
  • Quality Time Spent in Consultations
  • Years of Legal Training and Experience
  • Up-to-date Legal Training Each Year
  • Lawyers Who are Service-Oriented
  • Lawyers Who Have a Solid Local Reputation in their Communities
  • Exceptional Backgrounds
  • Years of Courtroom and Trial Experience
Provider Standards of Care
The Network Provider shall strive to provide the highest quality of legal representation and service to Plan Members.
 
Plan Providers agree to the following:
  • To comply at all times with the Rules of Civil Procedure and Criminal Procedure and the Rules of Professional Conduct applicable to the jurisdiction.
  • To return member's calls promptly, within one business day, and communicate with members such that a member and the member's family do not voice substantiated concerns over promptness or frequency of your or your firm's communication.
  • To not enter continuances, adjournments, or the like without the member's comfort and consent.
  • To not arrange for substitutions or stand-ins unless the member has been previously advised and that the member understands that you remain responsible for the case and to contact you if there is any concern or if proceedings do not go as planned.
  • To always respect a member, their needs and family.
  • To maintain a professional office, in staffing and appearance.
  • To fully explain yourself such that a member has an understanding for the reasons behind your recommendations and suggestions, even if a member may not hire your firm.
  • To not complete any additional work that will result in a fee to the member, where not covered by the member's plan, until a fee arrangement is fully understood by the member and there is a written agreement.
  • To help each member individually and ensure that everything you do is in the interest of the member.
  • To notify LegalEASE if there is or may be the possibility of a conflict of interest or violation of ethical codes.
  • To notify LegalEASE if there may be a misunderstanding or potential service issue where there may be a complaint without breaking any client confidences.
  • To direct any grievances or concerns, such as process procedure or billing, to Legal Access and not a member.
  • To not refer any member to another attorney without the knowledge and consent of Legal Access if you cannot assist.
  • To take responsibility and uphold the highest standards of customer service delivered by any and all firm staff or employees that have interaction with members.
  • To communicate and cooperate with LegalEASE on any concern, inquiry or issue and return any communication from Legal Access within one business day.

About

A legal plan backed by a strong partnership.

We believe you deserve to feel prepared and confident when facing a legal matter. Through a strong partnership, Nationwide and LegalEASE offer LegalGUARD, a robust product offering that protects members when it matters most. How we do it is by providing an in-depth pool of resources to accommodate your legal needs. What we do is provide value by creating unparalleled access to a network of skilled attorneys to cover your legal needs with options in convenient plans.
 
For more than 40 years, LegalEASE has established one of the oldest and most comprehensive networks of attorneys in the legal industry. With more than 17,000 participating plan attorneys, LegalEASE specializes in matching attorneys specific to client needs, when it matters most. For more information, visit LegalEASE.
 
Nationwide partnered with LegalEASE to provide members with solutions that offer support and protection from unexpected legal issues. At Nationwide, we put our members first, because we don't have shareholders. 
 
Nationwide Mutual Insurance Company, a Fortune 100 company based in Columbus, Ohio, is one of the largest and strongest diversified insurance and financial services organizations in the U.S. and is rated A+ by both A.M. Best and Standard & Poor’s. The company provides a full range of insurance and financial services, including auto, commercial, homeowners and life insurance; public and private sector retirement plans, annuities and mutual funds; banking and mortgages; specialty health; pet, motorcycle, boat and farm insurance. For more information, visit Nationwide.com.