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Welcome

The LegalGUARD^SM Plan is Proudly Offered to My Back Office

Your World Is Filled With Surprises.

- Be prepared with the right benefits to protect your family and savings from unexpected legal issues. 73% of people facing legal issues never anticipated they would be faced with a legal matter.

- Finding the right attorney on your own during a legal issue can be harder than you think. With LegalGUARD’s concierge service you are matched with the best available attorney in your area based on long-term relationships with attorneys, nationwide.

- With the LegalGUARD Plan you can protect your savings from unexpected mishaps. LegalGuard provides cost effective plans that cover the cost of the attorney’s time during an issue.

Be fully prepared – and confident – with LegalGUARD^SM.

Nobody likes to get caught off guard, especially when it comes to legal matters. So how can you affordably protect you and your family from those unforeseen events? By becoming a LegalGUARD member for less than for less than a cup of black coffee a day your family and your pocket book can have the protection of the LegalGUARD Plan.

Life can be complicated. Finding a good attorney doesn’t have to be.

With LegalGUARD, it’s easy to choose the best attorney, because you get assistance from highly trained and qualified personal specialists who review the details of local attorneys and help you find your best source for legal advice.

The value of being a LegalGUARD member.

Being a LegalGUARD member saves you time and costly legal fees. But most importantly, it gives you peace of mind because it supplies fully paid services for: financial issues, home and residential, auto and traffic, estate planning and wills, consumer and civil law and consultations

3 Reasons to Choose LegalEASE Personal Legal Insurance

1 | Protection for your family, yourself, and your pocket book.

You never know when a legal matter may affect you or your family, and there are times in life when it's a good idea to consult with an attorney. Legal issues are typically complicated and can be disorienting. As many as 7 out of 10 of people you know will have the need for an attorney this year, according to the American Bar Association. This means that each year, only 30% of us will be lucky enough not to deal with the stress of a legal issue. And without the right help, legal matters can be time consuming and stressful. With the LegalGUARD Plan from LegalEASE

2 | The most value available and competitive rates.

Without legal benefits, issues can average anywhere from $500.00 to $7,000.00 per issue. The LegalGUARD Plan helps protect you, your family and your pocket book from unexpected legal costs for many issues. We understand that when you have a legal need, it is the most important event in your life at that moment. We also know that finding the right attorney on your own can be stressful and dominate much of your time and attention. Protect yourself and your family with the great value of the LegalGUARD Plan. Save on potential extensive legal fees by enrolling in the LegalGUARD plan for about $250 a year, or the average cost of one hour of legal advice.

LegalEASE has been connecting people with quality local attorneys and helping them ease problems since 1971. Our process is designed to help you save time and money, and to make dealing with a legal matter less stressful.

3 | Superior personalized service

Finding the right type of attorney when a legal need arises can be one of the more stressful tasks when dealing with a legal matter. The right help can be essential. With LegalGUARD, it’s easy to choose the best attorney, because employees get assistance from specifically trained and highly qualified selection counselors who review the details of local network attorneys and help find the best source for legal advice. LegalGUARD has the largest network of attorneys with a rigorous credentialing process, interviewing all of the attorneys and compiling detailed information on each one. Personal specialists use an individualized attorney matching process, working with you one on one to match you to the best attorney. Your personal specialist is also available to you throughout your legal need to help with any plan questions or needs.

Plan Coverage

LegalGUARD Plan Coverage

Benefits are designed to meet the typical needs of an employee and their family. There are no deductibles to worry about for covered services. Benefits cover the attorney’s time. Other costs such as filing fees or court costs are not covered. Listed below are the types of matters that are covered by the LegalGUARD Plan. This plan offers the convenience of in-network and out-of-network benefits. Many of the below areas are fully covered in-network.

Plan Cost

The LegalGUARD Plan is only $20.75 per month, via monthly recurring credit card payment.

Who's Covered?

The Member’s lawful spouse and children, and for whom premium is paid. Eligible family members are the Member’s spouse and Member’s unmarried dependent children, including stepchildren, legally adopted children, children placed in the home for adoption and foster children, up to age 19, and from age 19 up to 26 years if they are enrolled in an accredited school or college as full-time student(s) and are primarily dependent upon the Member for support.

PLAN COVERAGE COMPARED TO COSTS WITHOUT PLAN
Advice and Consultation	LegalGUARD Plan Coverage	Typical Costs Without Plan
Law Office Consultation*	Covered	$0 to $400
Telephone Consultation	Covered	$0 to $400
Consumer	LegalGUARD Plan Coverage	Typical Costs Without Plan
Document Preparation Simple Deed Promissory Note Consumer Dispute Correspondence Installment Sales Agreement Simple Affidavit General Power of Attorney: Member & Family Member Lease Agreement – Tenant Only Time Share Agreement	Covered Covered Covered Covered Covered Covered Covered Covered	$75 to $250 $75 to $250 $75 to $250 $75 to $250 $75 to $250 $75 to $250 $75 to $250 $75 to $250
Consumer Dispute	Covered	$200 to $1,000
Small Claims Court Representation*	Covered	$300 to $800
WILLS AND Estate	LegalGUARD Plan Coverage	Typical Costs Without Plan
Simple Will or Codicil for: Member, Spouse & Family Member	Covered	$150 to $500
Complex Will*	Covered	$150 and above
Living Will OR Health Care Power of Attorney	Covered Covered	$75 to $250 $75 to $250
Probate of Small Estate*	Covered	$300 to $800
Home	LegalGUARD Plan Coverage	Typical Costs Without Plan
Purchase of primary residence (including document preparation and closing)	Covered	$350 to $900
Sale of primary residence	Covered	$350 to $900
Refinancing of primary residence	Covered	$250 to $750
Landlord/tenant disputes*	Covered	$500 to $2,000
Financial	LegalGUARD Plan Coverage	Typical Costs Without Plan
Debt Collection Defense: Pre-litigation defense	Covered	$500
Debt Collection Defense: Trial defense*	Covered	$2,000
Bankruptcy (chapter 7 or 13)*	Covered	$1,200 to $3,000
Foreclosure*	Covered	$1,000 to $2,000
Tax Audits*	Covered	$2,000 and above
Civil	LegalGUARD Plan Coverage	Typical Costs Without Plan
Civil Litigation Defense*	Covered	$1,500 and above
Family	LegalGUARD Plan Coverage	Typical Costs Without Plan
Name Change	Covered	$150 to $400
Guardianship/Conservatorship	Covered	$500 to $1,500
Uncontested Governmental Agency Adoptions	Covered	$500 to $1,500
Stepparent Adoptions	Covered	$500 to $1,500
Juvenile Court Proceedings	Covered	$1,000 to $2,500
Criminal	LegalGUARD Plan Coverage	Typical Costs Without Plan
Traffic Defense (resulting in suspension or revocation of license)	Covered	$500 to $1,500
Administrative proceeding (regarding suspension or revocation of license)	Covered	$500 to $1,500
Misdemeanor defense*	Covered	$1,500 to $5,000
Other Benefits	LegalGUARD Plan Coverage	Typical Costs Without Plan
Identity Theft Recovery Coaching*	Covered	not applicable
Financial Advisor*	Covered	not applicable
Immigration Services*	Covered	not applicable
Mediation*, (WHERE AVAILABLE)	Covered	not applicable

* Some Limitations Apply.

About LegalEASE

We are here to serve you...

We believe people deserve to have a sense of safety and security, a peace of mind, when it comes to being protected in legal matters that they may not be the experts in. To have access to legal professionals that can ease and solve their legal burdens. We are here to serve you.

How we do it is by providing an in-depth pool of resources to accommodate all your legal needs. Legal Access and LegalEASE have broad experiences with employees in small, medium and large companies in the public and private sectors, local, state and federal government offices, unions, employee assistance plans, work-life companies, and organizations, when it comes to solving your legal matters.

What we do is provide value by creating unparalleled access to a network of skilled attorneys to cover your legal needs with options in convenient plans. We are a diversified employee benefits company engaged in administration, network development, technology management and insurance, based in Houston, Texas. Since 1971, we have grown from five attorneys in Los Angeles providing services to a modest amount of companies into a company with the strongest attorney network across America. We provide assistance to members over half of a million times each year throughout the United States and the world.

Legal Access Companies consists of several companies and brands to best meet customer needs, including but not limited to: Legal Access Plans, LegalEASE, and LAMG. Legal Access Plans has a wide array of products across several market segements, including worksite, employee assistance and worklife. LegalEASE is the group's primary insurance brand and focuses primarily in the worksite market. LegalEASE products are underwritten and presented by Virginia Surety Company, part of the Warranty Group, and Nationwide Mutual Insurance Company. LAMG, or Legal Access Management Group, manages the group's technology and network functions.