PSA Healthcare
PSA Healthcare
How does the plan work?
The right help when you need it the most.
Finding the right type of attorney when a need arises can be one of the more stressful tasks when dealing with a legal matter. The right help is essential. There are many types of attorneys depending upon what type of issue someone may be facing. We help with this first step. We use our experience and relationships with our network providers to match you to the right type of attorney you need in the right location, with availability to set up a consultation with you. We see this step as a way to save you time, so you can get back to your busy schedule of work, kids or what may be just as important. This step alone can save you hours. If you use an in-network attorney, you don’t have to hassle with forms. LegalEASE works directly with the in-network provider to provide your benefits.
We also always follow up to ensure everything is going well and to see how else we can be of assistance. We believe that quality service is essential, especially in a world today where quality service can be scarce. So if you have a legal question or matter give us a call. It’s that easy. We guide you through the steps and be right with you the entire way.
Enroll Now
By clicking the Enroll Now button, a secure window will pop up containg a form. If a window does not pop up, please adjust your browser settings to allow a window to pop up from this site. Please complete this form to enroll in the LegalGUARD Plan presented by Nationwide.
Questions
Contact LegalEASE at: 1 (800) 248-9000
Why do you need legal coverage?
Never have to worry if it's worth calling an attorney ever again.
You never know when a legal matter may affect you or your family, and there are times in life when it is a good idea to consult an attorney. Legal issues are complicated and disorienting. As many as 7 out of 10 of people you know will have the need for an attorney this year, according to the American Bar Association. This means that each year, only 30% of us will be lucky enough not to deal with the stress of a legal issue. And without the right help, legal matters are tough. Without legal benefits, issues can average anywhere from $500.00 to $7,000.00 per issue. The LegalGUARD Plan helps protect you, your family and your savings from unexpected legal costs for many issues.
We understand that when you have a legal need, it is the most important event in your life at that moment. We also know that finding the right attorney on your own can be stressful and dominate much of your time and attention. Protect yourself and your family with the great value of the LegalGUARD Plan. We have been putting people in touch with quality local attorneys and helping them solve problems since 1971. Our processes are designed to help you save time and to make things less stressful. Also, the providers in our network must meet the most rigorous credentials standards in the market today.
Plan Cost
The LegalGUARD Plan is only $15.70 per month, via payroll deduction.
Who's Covered?
The Member’s spouse or domestic partner and Member’s unmarried dependent children, including stepchildren, legally adopted children, children placed in the home for adoption and foster children, up to age 19, and from age 19 up to 25 years if they are enrolled in an accredited school or college as full-time student(s) and are primarily dependent upon the Member for support , and for whom the required premium is paid where family coverage is optional. “COVERED SPOUSE” - means the Member’s lawful spouse or domestic partner at the time the group policy is in effect and for whom the required premium is paid where spouse coverage is optional.
LegalGUARD Plan Benefits
Benefits are designed to meet the typical needs of an employee and their family. There are no deductibles to worry about for covered services. Benefits cover the attorney’s time. Other costs such as filing fees or court costs are not covered. Listed below are the types of matters that are covered by the LegalGUARD Plan. This plan offers the convenience of in-network and out-of-network benefits. Many of the below areas are fully covered in-network.
|
Plan Option |
LegalGUARD Plan Coverage |
Typical Legal Costs Without A Legal Plan |
|---|---|---|
|
Advice and Consultation |
|
|
|
Law Office Consultation* |
Covered |
$0 to $400 |
|
Telephone Consultation |
Covered |
$0 to $400 |
|
Consumer Matters |
||
|
Document Preparation Simple Deed Promissory Note Consumer Dispute Correspondence Installment Sales Agreement Simple Affidavit General Power of Attorney Lease Agreement – Tenant Only Time Share Agreement |
Covered Covered Covered Covered Covered Covered Covered Covered |
$75 to $250 $75 to $250 $75 to $250 $75 to $250 $75 to $250 $75 to $250 $75 to $250 $75 to $250 |
|
Consumer Dispute |
Covered |
$200 to $1,000 |
|
Life Insurance Claim* |
Covered |
$500 to $1,000 |
|
Small Claims Court Representation* |
Covered |
$300 to $800 |
|
Estate Planning |
||
|
Simple Will or Codicil for: Member, Spouse & Family Member |
Covered |
$150 to $500 |
|
Living Will Health Care Power of Attorney |
Covered Covered |
$75 to $250 $75 to $250 |
|
Probate of Small Estate* |
Covered |
$300 to $800 |
|
Residential Matters |
|
|
|
Purchase of primary residence (including document prep and closing) |
Covered |
$350 to $900 |
|
Sale of primary residence |
Covered |
$350 to $900 |
|
Landlord/tenant disputes |
Covered |
$500 to $2,000 |
|
Financial Matters |
||
|
Debt Collection Defense: Pre-litigation defense |
Covered |
$500 |
|
Debt Collection Defense: Trial defense* |
Covered |
$2,000 |
|
Tax Audits* |
Covered |
$2,000 and above |
|
Civil Litigation Defense |
|
|
|
Civil Litigation Defense |
Covered |
$1,500 and above |
|
Family Law |
|
|
|
Uncontested Separation or Divorce (including motions to modify)* |
Covered |
$1,000 to $2,000 |
|
Contested Divorce (including motions to modify custody/support)* |
Covered |
$2,000 and above |
|
Name Change |
Covered |
$150 to $400 |
|
Uncontested Guardianship/Conservatorship |
Covered |
$500 to $1,500 |
|
Uncontested Governmental Agency Adoptions |
Covered |
$500 to $1,500 |
|
Uncontested Stepparent Adoptions |
Covered |
$500 to $1,500 |
|
Juvenile Court Proceedings |
Covered |
$1,000 to $2,500 |
|
Criminal Defense |
|
|
|
Administrative proceeding (regarding suspension or revocation of license) |
Covered |
$500 to $1,500 |
|
Misdemeanor defense* |
Covered |
$1,500 to $5,000 |
|
Other Benefits |
|
|
|
Identity Theft Recovery Coaching* |
Covered |
not applicable |
|
Financial Advisor* |
Covered |
not applicable |
* Some Limitations Apply.
Limitations and Exclusions Apply
This benefit summary is intended only to highlight benefits and should not be relied upon to fully determine coverage. More complete descriptions of benefits and the terms under which they are provided are received upon enrolling in the plan. Group legal plans are administered by LegalEASE or The LegalEASE Group, Houston, Texas.
Products available in all states. Underwritten by Nationwide Mutual Insurance Company and affiliated companies in all states except HI, ID, KS, NH, NC, OH, SC, TX, and WY, where underwriting is not required. Please contact LegalEASE for complete details.
Enroll Now
By clicking the Enroll Now button, a secure window will pop up containg a form. If a window does not pop up, please adjust your browser settings to allow a window to pop up from this site. Please complete this form to enroll in the LegalGUARD Plan presented by Nationwide.
Questions
Contact LegalEASE at: 1 (800) 248-9000
© 2013 Nationwide Mutual Insurance Company. All rights reserved. Nationwide, the Framemark, and On Your Side are service marks of Nationwide Mutual Insurance Company.
© 2013LegalEASE. All rights reserved.
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