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Elite Plan Benefits

Premier suite of privacy, protection, & restoration tools 

Proactive privacy tools help you take charge of who can see, track your activity, and access your personal
information online to help reduce exposure and risk of identity theft. If fraud does happen, identity protection
and restoration features are there to help make you whole again.

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ID Protection & Restoration

  • Identity Health Score*

  • Account Takeover Monitoring

  • Alternative Load Monitoring (Payday Loans)

  • Change of Address Monitoring

  • Court Records Monitoring

  • CyberAgent® Dark Web Monitoring (Adult & Child)**

  • Sex Offender Monitoring

  • Social Security Number Monitoring (Adult & Child)**

  • Social Media Monitoring (Adult & Child)**

  • Full-Service Fraud Restoration (Multilingual, Adult, & Child)**

  • Elder Fraud Restoration (Multilingual Support)

  • Bank, Utilities, & Employment Security Freezes

  • Tax ID Protection

  • Up to $3M Identity Theft Insurance***

  • Includes Lost Wallet Replacement Services with Up to
    $500 Emergency Cash***

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Data & Unlimited Device Protection

  • Safe Browser (Phishing & Malware)

  • Password Manager

  • Secure VPN (Virtual Private Network)

  • Digital Identity Manager (Data Broker Removal)

Experian App Preview

Individual and family plan options available.

Available on PC and Mac in addition to Android and iOS devices.

* The Identity Health Score is different than a credit score and has no impact on your credit score.
** Child monitoring includes up to 10 children under the age of 18. One-time Parent/Legal Guardian verification may be required to receive alert details for children.
*** The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company under group or blanket policy(ies). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

Find your path to financial wellness

With the personal finance features of My Financial ExpertTM you’ll gain tools to help you manage your credit and finances in a single experience. Link all your accounts to generate personalized insights that can help improve your financial health and build good habits

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Credit Monitoring & Alerts

  • Tri-Bureau Credit Reports & VantageScore® Credit
    Score* (Quarterly)

  • Experian Credit Report (Daily)

  • VantageScore Credit Score* (Daily)

  • VantageScore* Tracker (Daily)

  • VantageScore* Simulator

  • Experian Credit MonitoringSM

  • Experian CreditLock

  • Tri-Bureau Freeze Assistance (Adult/Child)**

  • Inquiry & Authorization Alerts

  • Credit Limit, Utilization, & Balance (C.L.U.B.) Alerts

  • Credit Education Center

  • Financial Calculators

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Digital Financial ManagerTM

  • Unlimited Account Link (Checking, Credit, 401k etc.)

  • Financial & Credit Improvement Insights

  • Automated Budgets powered by Artificial Intelligence

  • Digital Wallet (Venmo®, Apple Pay®, PayPal®, etc.)

  • Transaction & Spending Categorization

  • Spending Summaries & Payment Reminders

  • Debt & Cashflow Management

  • Financial Goal Planning & Tracking

  • Net Worth & Investment Tracking

  • Financial Health Analysis & Score

  • Account Activity & Transaction Alerts

Family plan coverage: 

Individual plan, plus up to 10 adult family
members.

Individual plan coverage: 

Employee & up to 10 children (under 18) for monitoring.

* Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don’t be surprised if your lender uses a score
that’s different from your VantageScore 3.0.

**Child monitoring includes up to 10 children under the age of 18. One-time Parent/Legal Guardian verification may be required to receive alert details for children.

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